Workers compensation, or workers comp, is a type of insurance that offers replacement of wages and medical benefits to anyone injured during the course of employment, and in return the employee forfeits all rights to sue the company or employer. It’s a great way for companies and employers to maintain responsibility for their workforce, and offers guaranteed support for employees in the aftermath of any unforeseeable circumstances. What people don’t seem to realize however, is that these benefits and such fluctuate from year to year, so it’s important to keep track so you know what to expect if the worst comes to pass. There are a few changes coming up in 2018 that you should be aware of.
This is a scary way of saying that people are trying to unlawfully deny you what you’re owed. Insurance companies are always looking for new sneakier ways to deny claims and hold onto their precious cash, and for workers comp victims this can mean messing with your post-injury wage earning capacity (PIWEC). If you are disabled as a result of your workplace injury, never let an insurance company try to deny you your total earnings by convincing you that you’re well enough to hold another job. Seek out the advice of a professional workers compensation attorney right away.
The Hidden Truth Behind Cheaper Premiums
Over the last eight years alone we have seen The Department of Licensing and Regulatory Affairs (LARA) reduce premium rates nearly 45%, saving hundreds of millions for large corporations and employers, but where exactly is that money coming from? It might seem better for you as anything cheaper usually is but when it comes time for you to actually benefit from your workers comp insurance, you will be left severely disappointed. Don’t let your job sucker you out of every cent you’re owed, contact a workers compensation attorney today.
The Other Side of The War on Drugs
In a grand and admirable effort to clean of the streets of Michigan, policies on narcotics, especially opioids, continue to tighten in the hopes of reducing the addiction crisis. As the federal government and each state attempts to handle this problem with new laws and regulations, insurance companies are quickly immerging from their shadows to take advantage of the situation. In many cases completely denying coverage or stopping payment for any treatments that require opioids, even those prescribed lawfully by a healthcare provider. If this has happened to you, call us now and speak with an expert workers compensation attorney to find out how we can help you.
If you are looking for a workers compensation attorney anywhere throughout Northern Michigan, call us at 1.877.732.2491 or complete our free case review form to receive a prompt response from our one of our knowledgeable staff or attorneys.