Who pays your medical bills and lost wages if you are hit by a car while walking or riding your bike?

Aug 12, 2021 | Car accident, Insurance Issues

Until July 1, 2020, if you were walking or riding your bicycle and got hit by an automobile and were injured, you could have recovered unlimited lifetime medical benefits and nursing care; but now, thanks to the “wisdom” of our Legislature and governor, your medical bills and other No-Fault Personal Injury Protection (PIP) benefits (such as lost wages) are capped at whatever coverage amount you have chosen in your auto policy. See our discussion of those coverage options here  and hereand see our video recommending you keep full PIP coverage here.

This means if you made a very low coverage choice, like $50,000, or have “opted out” of PIP coverage altogether, you will not be able to recover much in the way of No-Fault PIP benefits, or none at all. This can be devastating if your injuries cause you to miss a lot of work or to incur a lot of medical bills. And the coverage option you chose for yourself also applies to your spouse and children, who may get hit by a car while walking or biking.

Don’t you owe it to yourself and your family to keep full No-Fault PIP benefits, including lifetime medical coverage?

If you have  any questions about car insurance or the Michigan No-Fault law, be sure to contact us. We have been specializing in No-Fault law ever since it was created in Michigan in 1973. No one knows Michigan No-Fault insurance or car accident law better than the attorneys at Atkinson Petruska Kozma Hart & Couture, PC. 

Northern Michigan’s Most Trusted Legal Team for Over 50 Years